Calculate returns on Systematic Investment Plan (SIP). See how regular monthly investments grow over time with compound returns.
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FV = P × ((1 + r)^n − 1) / r × (1 + r)FVFuture value of SIPPMonthly investment amountrMonthly return rate (annual ÷ 12)nTotal number of monthsA SIP invests a fixed amount every month. Each installment earns returns for a different duration - the first installment earns for the full period, the last earns for just one month. The formula sums the compound growth of all installments, which is a geometric series.
Systematic Investment Plans (SIPs) have revolutionized retail investing by making wealth creation accessible to everyone. By investing small, regular amounts, ordinary investors can build substantial wealth over time through the combined power of compounding and rupee/dollar cost averaging. A SIP calculator is the essential tool for visualizing this wealth creation journey.
Enter your monthly investment amount, expected annual return rate, and investment period. The calculator shows your future corpus, total amount invested, wealth gained through returns, and the return multiple - giving you a clear picture of how your regular investments will grow.
This calculator helps you set realistic financial goals, determine the monthly investment needed to reach a target corpus, and understand the dramatic impact of starting early. The wealth gained figure powerfully illustrates the compounding effect over long investment horizons.
A common mistake is using overly optimistic return assumptions. While equity markets have historically returned 12-15% over long periods, short-term returns can be negative. Use conservative estimates (10-12%) for planning. Also, remember that SIP returns are not guaranteed - they depend on market performance.
Calculate compound interest, final amount, and total interest earned with different compounding frequencies. See the power of compounding.
Calculate Return on Investment (ROI), annualized return, and investment growth. Essential for evaluating business and investment decisions.